What to check before you buy into a Florida HOA — reserve funds, special assessments, estoppel certificates, milestone inspections, and governing documents.
The due diligence checklist for Florida home buyers before closing in an HOA or condo community: required disclosures, cancellation rights, documents, finances and red flags.
Where Florida HOA governing documents are kept, how to search county official records for a declaration and its amendments, and what buyers are entitled to. Includes all 67 county records links.
A Florida CDD (community development district) is a local government that builds and maintains a community's infrastructure. Here's what CDD fees pay for, how they show up on your tax bill, how long they last, and how they differ from HOA fees.
What a Florida estoppel certificate shows, the current $299 fee cap and add-ons, the 10-business-day deadline, how long a certificate lasts, and refunds if the sale falls through.
Florida's post-Surfside condo safety laws explained — milestone structural inspections, Structural Integrity Reserve Studies (SIRS), and why SIRS reserves can no longer be waived.