Everything you need to know about Florida HOA communities — for home buyers, current residents, and anyone navigating Florida HOA law.
Free research resources written for Florida home buyers and HOA residents.
For: Home buyers
The due diligence checklist every Florida home buyer needs before closing on a property in an HOA community — documents, finances, red flags, and your legal rights.
For: Buyers & residents
Understand HOA dues, reserve funds, special assessments, and what makes a community financially healthy — before you buy or as a current resident.
For: Everyone
A plain-language overview of Florida Statutes 718 and 720 — homeowner rights, enforcement procedures, financial requirements, and dispute resolution in Florida HOA communities.
For: Current residents
Your rights as a Florida HOA resident — how to attend board meetings, run for the board, challenge violations, request records, and resolve disputes.
For: Everyone
A plain-language summary of recent Florida HOA reforms under HB 1203 — homeowner rights, fines and enforcement, board member education, and online records requirements.
For: Buyers & Sellers
What a Florida estoppel certificate is, what it costs, and how long an HOA or condo association has to deliver one — essential reading before you buy or sell.
For: Condo Owners & Buyers
Florida's post-Surfside condo safety laws explained — milestone structural inspections, Structural Integrity Reserve Studies (SIRS), and why reserves can no longer be waived.
For: Residents
Your right to inspect HOA records under Florida Statute 720.303 — what's accessible, the 10-business-day deadline, what's off-limits, and what to do if the board refuses.
For: Board Members
How to run for and serve on a Florida HOA board — eligibility, elections, the new director education requirement, term limits, and your fiduciary duties.
For: Residents
How to resolve a dispute with your Florida HOA — internal appeals, mandatory pre-suit mediation and arbitration, the DBPR, and when to go to court.
Florida HOAs must produce financial records and meeting minutes within 5 business days of a written request. Use this right before you close on a purchase or anytime you have questions about how the community is run.
All Florida community association managers must hold a CAM license. Verify the management company at myfloridalicense.com before buying into any community.
Florida offers mandatory non-binding arbitration through the Division of Florida Condominiums before either party can sue. It's faster and cheaper than court — and resolves most HOA disputes.
Use the directory to compare Florida HOA communities city by city alongside these guides.